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O Banco Central informou nesta quinta-feira (7) que R$ 7,5 bilhões ainda podem ser resgatados pelo Sistema de Valores a Receber

São recursos esquecidos por pessoas físicas e empresas em

Central

O Banco Central divulgou nesta quinta-feira (7) que cerca de R$ 7,5 bilhões ainda estão disponíveis para resgate no Sistema de Valores a Receber (SVR). Os dados são do mês de outubro.

De

Central.O sistema é um serviço do Banco central no qual é possível consultar se pessoas físicas, inclusive falecidas, e empresas têm algum dinheiro esquecido em banco, consórcio ou outra instituição.Segundo o BC, desse total, estão

Segundo a BC

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Entre Rç 0,00 e R $ 10 – 62.98%,EntreR$ 0 e 10,01: 31.390.932 beneficiáriosentre R% 10 (0,03) e entre R- 100 (1,68%

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de uma faixa é contado mais de uma vez. Até outubro, R$ 5,3 bilhões já tinham sido resgatados.

Como consultar e resgatar

O único site no qual é possível fazer a consulta e saber como solicitar a devolução dos valores é o https://valoresareceber.bcb.gov.br. (https://www.valor.org.BR.html. )

É importante ressaltar que, via sistema do Banco Central, os valores só serão liberados para

forma de recebimento. Outra opção é criar uma chave e retornar ao sistema para fazer a solicitação.

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Chinese Poker Rules

Introduction

Open-face Chinese poker (OFC) evolved from closed-face

(“regular”) Chinese poker, but it is not necessary to know the rules or strategies of

regular Chinese poker in order to enjoy OFC.

Like other poker games, OFC players take

turns drawing cards from a single deck, trying to make the best possible hand, while

their competitors do the same. Unlike other poker games, however, there are no bets

placed during the rounds of play. Instead, the players agree to play “per point” and

the game is scored in points, similar to card games like hearts or gin rummy.

After all

card-placement rounds are complete, each player will have arranged 13 cards into three

hands, called the “top,” the “middle,” and the “bottom.”

Each player’s top hand is

compared to his or her opponents’ top hand, the middle to the middle, and the bottom to

the bottom. A player will win or lose points, based on how his or her hand measures

up.

The three hands are scored and compared as regular poker hands. The bottom and

middle are regular five-card hands. The top only contains three cards, but is scored

the same way, thus the best possible hand on top would be three-of-a-kind, while most

top hands are high-card hands.

Since each player need 13 cards from the deck, OFC is

played with a maximum of four players. Most commonly, the game is played heads-up

between just two opponents.

Objective

The first objective of OFC is to make a

“qualifying” hand. There is a strict rule that the bottom hand must be at least as good

as the middle hand, and that the middle hand must be at least as good as the top hand.

Since a player is arranging his cards one at a time, this isn’t always possible. If he

or she has already played a pair of kings in middle, and has a straight draw on the

bottom using cards all lower than a king, he or she must complete the

straight.

Otherwise, if you can’t make a qualifying hand, the entire hand is “foul.”

In

OFC, as in bowling, if you hand has fouled (failed to qualify), then you get a zero for

the frame. There is no fine and no penalty box, but your top, middle, and bottom are

all marked as zero. As long as your opponent makes a qualifying hand, he or she will

beat your top, middle, and bottom.

First Round & Subsequent Rounds

Like hold’em games,

OFC is played with a dealer button. The player to the left of the button acts first on

every street, the action moves clockwise, and the button moves after every hand.

At the

start, players get five cards to play in turn, playing each card top, middle, or

bottom. The cards are arranged face-up on the table, hence “open-face” Chinese poker.

Once a player arranges the cards and indicates that his or her turn is complete, the

next player flips over all five cards and starts their own arrangement.

After the first

turn, players get cards one at a time, and play them face up, in turn.

Once you play a

card top, middle, or bottom, you can’t move it to a different row later. There are no

take backs.

If you have read this far, and are familiar with the basics of poker hands

(a flush beats a straight, quads beat a full house, etc.), then you are ready to play

OFC. As long as you trust your opponent, or an impartial judge, to score the hands, go

ahead and get a game started.

Scoring

The basics of scoring are simple, but there are a

number of detailed cases to account for. Don’t get overwhelmed. Like casino slots or

Candy Crush, you can start playing the game without knowing all of the scoring details

right away and learn as you go.

OFC is played per point, so scoring of the final hands

(after all 13 cards are placed) is done on a point basis.

Each row, (top, middle, and

bottom), is worth one point to the winner. So if you have a pair of jacks in the middle

and your opponent has king high, then you win one point in the middle.

In this hand,

"moscow25" wins the bottom and top rows, but loses the middle row. Therefore, he wins

one point overall.

If playing OFC three- or four-handed, each player scores against

each player independently. Thus, unlike in hold’em, where the best hand that doesn’t

fold gets everything and everyone else gets nothing, there is no folding. For example,

if Bob beats Ted but loses to Joe, Bob still wins points from Ted.

But wait, there’s

more!

In addition to the +1/-1 points per row, there are a myriad of scoring bonuses

that can be worth a lot more than one point.

Scoring Bonuses

The most common OFC

scoring bonus is the “scoop bonus.” If you beat an opponent's top, middle, and bottom,

you win an additional three points. This is sometimes referred to as the “1-6” scoring

system. If you beat your opponent two out of three rows, you win one point overall. If

you scoop him, it’s worth six points overall.

To encourage players to take chances for

big hands, OFC rewards good hands in every row with different point bonuses. These

bonuses are given, as long as a player makes a qualifying hand, regardless of whether

the hand wins or loses.

Here, "moscow25" makes a straight on the bottom, but loses to a

his opponent’s bigger straight on the bottom. His opponent gets one point for winning

the row, plus a two-point bonus for the straight. However, "moscow25" still gets two

points for his straight. Therefore, the straight bonuses cancel each other out, and

"moscow25" loses just one point on the bottom row.

Bonuses for bottom-row hands range

from +2 for a straight to +25 for a royal flush. Middle bonuses start with +2 for

three-of-a-kind, going up to +50 for a royal flush. Bonuses for the top hand start with

+1 for a pair of sixes and then increase from there. The full list is below.

OFC Bonus

Scoring System

Bottom Hand Bonus Middle Hand Bonus Top Hand Bonus -- -- Three of a Kind

+2 6x6x +1 Straight +2 Straight +4 7x7x +2 Flush +4 Flush +8 8x8x +3 Full House +6 Full

House +12 9x9x +4 Quads +10 Quads +20 10x10x +5 Straight Flush +15 Straight Flush +30

JxJx +6 Royal Flush +25 Royal Flush +50 QxQx +7 -- -- -- -- KxKx +8 -- -- -- -- AxAx +9

-- -- -- -- 2x2x2x +10 -- -- -- -- 3x3x3x +11 -- -- -- -- 4x4x4x +12 -- -- -- -- 5x5x5x

+13 -- -- -- -- 6x6x6x +14 -- -- -- -- 7x7x7x +15 -- -- -- -- 8x8x8x +16 -- -- -- --

9x9x9x +17 -- -- -- -- 10x10x10x +18 -- -- -- -- JxJxJx +19 -- -- -- -- QxQxQx +20 --

-- -- -- KxKxKx +21 -- -- -- -- AxAxAx +22

In addition to the bonuses for big hands,

there’s a special rule, which started out as another way to add drama to the game, but

has since become a standard, big part of OFC strategy.

Playing with "Fantasyland” is

optional, and must be agreed to before an OFC game begins. Most OFC games played online

and in public casinos are played with the Fantasyland option. Make sure you know

whether you’re playing with or without Fantasyland before you join.

Fantasyland

This

rule is simple: If you make a qualifying hand with QxQx or better on top, then your

next hand will be “in Fantasyland.”

Fantasyland is treated as a bonus round of OFC.

It’s common for the button not to move, and a player is not allowed to quit or get

dealt out of the hand during his opponent’s Fantasyland round.

The player in

Fantasyland has a big advantage because he or she is dealt all 13 cards at once,

instead of the starting five and then one at a time. The player then sets the cards

face down in turn, and then waits for his opponents to play their hands according to

standard OFC rules.

Once all players are finished setting, the Fantasyland hand is

revealed and scored like a regular OFC hand. Thus, a player in Fantasyland, after

rounds and rounds of setting his hand imperfectly because he doesn’t know what’s

coming, is able to set his hand perfectly.

Staying in Fantasyland

It is too easy to

make QxQx or better on top while in Fantasyland, which you can see all 13 cards at

once, so the rules for remaining in Fantasyland are a bit stricter.

A player in

Fantasyland gets to “stay in Fantasyland” if he makes quads or better on the bottom, a

full house or better in the middle, or three-of-a-kind on top. The full list of hands

qualifying to stay in Fantasyland are below:

Bottom hand Stay in FL? Middle hand Stay

in FL? Top Hand Stay in FL? -- -- Full House YES Three-of-a-kind 2x2x2x YES Quads YES

Quads YES 3x3x3x YES Straight Flush YES Straight Flush YES 4x4x4x YES Royal Flush YES

Royal Flush YES 5x5x5x YES -- -- -- -- 6x6x6x YES -- -- -- -- 7x7x7x YES -- -- -- --

8x8x8x YES -- -- -- -- 9x9x9x YES -- -- -- -- 10x10x10x YES -- -- -- -- JxJxJx YES --

-- -- -- QxQxQx YES -- -- -- -- KxKxKx YES -- -- -- -- AxAxAx YES

Rules and

Ethics

While it’s OK to quit the game or to get dealt out to take a smoke or a phone

call at the beginning of an OFC hand, any hand started must be completed until

scoring.

Since Fantasyland is treated as the extension of a previous hand, and the

player in Fantasyland has a clear advantage, players at the table are not allowed to

quit or skip the Fantasyland hand, if they played the hand that led to it. There is

also a common-courtesy rule that asks the player in Fantasyland to announce that he or

she is “staying” in Fantasyland.

House rules vary, but it’s also common for the

Fantasyland player to set the hand face-down, and not change it before the other

players start their round.

Variants

OFC is still a new game, however, the common rules

for “standard OFC with Fantasyland” described above are nearly universal, both online

and in the casinos that increasingly spread OFC whenever the poker tournament circuit

comes to town.

There are also a few variants of the game that have caught a bit of

steam in the poker community. One well-known variant is “criss-cross OFC,” which simply

consists of two player playing two hands each, to form a four-handed OFC game. The

hottest new variant of OFC that actually changes some rules is called "pineapple

OFC."

Like other “pineapple” variants of poker games like Omaha and Texas hold’em,

pineapple OFC deals each player three cards instead of one card per round, and that

player must play two cards in turn, while discarding one.

Conclusion

Open-face Chinese

poker is a new and exciting form of poker. It combines simple rules and the drama of

drawing for big hands, as in Texas hold’em and seven-card stud, with the high variance

of games like blackjack.

The game is easy to learn and intuitive to play (don’t be

scared by the table of bonuses), and like any good poker game, a beginner can win right

away. Even better, unlike hearts, gin rummy, or even Texas hold’em (without the

hole-card camera), you can learn the game by watching top players play. The game is

played face up, so at every point in time, the player and the spectators have the same

exact information.

Since the beginning of 2013, OFC has taken off as a mobile game. The

screenshots used above to illustrate OFC rules are from the ABC Open-Face Chinese Poker

App, available for the iPhone and iPad. There are several other good apps for playing

OFC on mobile, against friends, against strangers, or against a computer

opponent.

We’ll see you in Fantasyland!

OFC rules have been contributed by Nikolai

Yakovenko. Known as "Googles," Yakovenko is originally from Moscow, Russia and is now a

poker player and software developer residing in Brooklyn, New York. Yakovenko has made

both World Series of Poker and World Poker Tour final tables. Meanwhile after several

years at Google New York working on ranking algorithms, he's been developing

independent software projects ever since. He also helped create the ABC Open-Face

Chinese Poker iPhone App. You can follow Yakovenko on Twittter at @ivan_bezdomny.

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